Our Target Industries
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Do You Have Questions?
Asurea’s Workers’ Comp Program is designed to give agents a competitive advantage using state of the art services combined with the lowest possible rates. Our goal is to be the agent’s simple solution for the complexities of the Workers’ Compensation system while offering outstanding customer service.
Workers compensation isn’t just a good idea for today’s businesses, it’s often a legal necessity. In many areas, any business employing at least 1 non-owner employee must be covered by workers compensation in order to operate under accordance of the law. This means that if your business has even 1 part-time non-owner employee, you must have workers compensation insurance to cover that employee in the event of any sort of accident.
Workers compensation coverage takes care of all relevant expenses after an employee has suffered an injury or illness due to conditions on the job. For instance, if a construction worker falls from a ladder while addressing a concern high up in a building, it’s workers compensation that will make sure his or her medical expenses are covered until they’re able to return to work. Additionally, workers compensation insurance will take care of some other expenses to keep their life afloat while out of a paycheck, ensuring an injury suffered at work does not upend their life during recovery. Workers compensation is necessary for all industries and fields, as injuries are not limited to jobs deemed “dangerous”.
In another example, an employee working in a factory contracts an illness due to certain chemicals they are required to work with. Workers compensation insurance will cover their medical costs until they’re well enough to return to work. Without workers compensation coverage, it would be the responsibility of the employer to cover these damages; a cost that can rise into the tens of thousands of dollars or more.
The many names of worker's compensation
Workers compensation insurance goes by many names – workers comp, workplace injury compensation, and workplace compensation. No matter the name, workers comp serves the same important and necessary purpose. Workplace injury compensation saves employers from needing to pay out of pocket for employee injuries or illnesses, and it ensures that workers are taken care of should an accident occur. Without workplace compensation, business owners of small to medium sized businesses could take a devastating financial hit with only a single accident occurrence.
Your workplace compensation injury insurance plan should be simple to understand, and this is where our experienced and skilled representatives come in. We will walk you through your comprehensive workplace injury compensation plan, making sure you understand all of the ins and outs of your workplace compensation coverage.