Asurea insurance Blog

28Apr
How to Be More Responsible with Your Finances

How to Be More Responsible with Your Finances

If you have come to the realization that you might not be the best when it comes to handling your finances, then it is time to learn a few ways to be more responsible with your money and become a much more responsible spender. If you are currently...Read More

13Apr
Asurea's New Employee Process During COVID19

Asurea's New Employee Process During COVID19

FAQ Whether you’re considering a career with Asurea, or you just got the job, you probably have a lot of questions. Here's what to expect in your new position. Are new employee orientations available during COVID-19? Yes. Employee...Read More

10Apr
Start Your Career with ASUREA in the COVID-19 Era

Start Your Career with ASUREA in the COVID-19 Era

FAQ Considering a career as a financial services professional? Or, are you a licensed agent ready to take the next steps to a more satisfying career? At Asurea, we know you have a lot of questions, especially in the COVID-19 era. Here’s what...Read More

30Mar
3 Ways You Can Protect Your Family During The COVID19 Pandemic

3 Ways You Can Protect Your Family During The COVID19 Pandemic

With the recent pandemic that has spread not only to Roseville, CA but also to just about every corner of the world, you may feel extremely vulnerable and afraid as a result. It’s hard to tell when a crisis is going to come, but there are...Read More

3Apr
Asurea:  Securing your future for generations to come.

Asurea: Securing your future for generations to come.

By Marnina Delahanty As we ask for your business, Asurea understands trust is crucial, especially in these uncertain COVID19 times.  Here’s how we’re adapting in this era of change, and why you’re in the best of hands...Read More

31Mar
Where Would They Be Without You?

Where Would They Be Without You?

By Marnina Delahanty Asurea understands the stress you’re under in these strange COVID-19 times.  That said, it’s time to ask the hard questions, and follow through with protecting our families.  Together, we can do this! Old...Read More

24Mar
3 Fun and FREE Shelter-In-Place Activities!  (Part 1)

3 Fun and FREE Shelter-In-Place Activities! (Part 1)

By Marnina Delahanty With COVID-19 Shelter-In-Place restrictions isolating so many of us, we at Asurea wanted to share some FREE activities to make your newfound time a little more FUN!  We’re running this series on an as-needed basis in...Read More

21Mar
Stores Offer Special Hours to Protect Vulnerable Customers From Coronavirus

Stores Offer Special Hours to Protect Vulnerable Customers From Coronavirus

By Marnina Delahanty Asurea focuses on productive messaging, especially in these strange times.  So, we’re sharing helpful actions stores are taking against the spread of COVID 19. Special Hours Protect Vulnerable Customers Stores...Read More

5Mar
COVID-19:  Protect Yourself in 6 Easy Steps

COVID-19: Protect Yourself in 6 Easy Steps

By Marnina Delahanty At Asurea, we’re all about simple solutions that reduce your stress.  With fear mounting about Coronavirus (COVID-19) we thought it better to narrow down the most effective ways to avoid it instead of catastrophizing...Read More

3Mar
4 Reasons You Should Get Term Life Insurance Now

4 Reasons You Should Get Term Life Insurance Now

By Marnina Delahanty Asurea understands that the nature of "family" is interdependence.  Too often, family members fall like dominoes when a provider dies. There’s no excuse to leave your loved ones vulnerable. If you don't have life...Read More

28Feb
Asurea Frees the Grieving From Financial Devastation

Asurea Frees the Grieving From Financial Devastation

By Marnina Delahanty Some days, selling life insurance through Asurea is the most rewarding career out there. This morning, I started my day by helping a client’s daughter file a death claim on his behalf. We’ll call them John and...Read More

20Feb
The Kobe Effect:  We Unite in Tragedy

The Kobe Effect: We Unite in Tragedy

By Marnina Delahanty Southern Californian communities are a key part of Asurea.  So the tragic deaths of Kobe and Gianna Bryant really got our attention.  With thriving offices in North Los Angeles, Riverside, the South Coast, and San...Read More

19Feb
Disabled, Puppy and Pigeon Inspire Human Kindness!

Disabled, Puppy and Pigeon Inspire Human Kindness!

By Marnina Delahanty Asurea Values Human Kindness Simply put, Asurea values human kindness.  So, when we learned about this cross-species friendship, we just had to share!  Lundy the Chihuahua and Herman the Pigeon are special-needs...Read More

5Feb
Free Income Tax Prep for EVERYONE!!! (Part 2 of 6)

Free Income Tax Prep for EVERYONE!!! (Part 2 of 6)

By Marnina Delahanty At Asurea, we want to ease your TAX SEASON anxieties.  So, we’re exploring free or reduced-cost solutions to your tax challenges in a six-part series.  In Part 1, “Free IRS-Sponsored Tax Assistance,”...Read More

30Jan
Free IRS-Sponsored Tax Assistance: VITA (Part 1 of 6)

Free IRS-Sponsored Tax Assistance: VITA (Part 1 of 6)

By Marnina Delahanty At Asurea, we know how you feel about TAX SEASON! So we’ve researched FREE IRS-approved assistance you may want to access in doing your taxes! In each segment of this six-part series, we’ll explore your options....Read More

23Jan
Beneficiaries:  Everything You Need to Know

Beneficiaries: Everything You Need to Know

By Marnina Delahanty What’s a “Beneficiary?” When someone with an active life insurance policy dies, the insurance company pays out a death benefit. The recipient is called the “beneficiary,” and there can be multiple...Read More

16Jan
Life Insurance Payouts; Your Many Options

Life Insurance Payouts; Your Many Options

By Marnina Delahanty At Asurea, we find it’s a common misconception that life insurance payouts are always given in one lump sum.  There are actually many options. Fitting the right payout with the right beneficiary depends on their...Read More

9Jan
S.M.A.R.T. Goals

S.M.A.R.T. Goals

By Marnina Delahanty With 2020 upon us, we step into a new year AND an entirely new decade. The pressure is on, and it’s time to make our resolutions and set our goals.  The S.M.A.R.T. goal-setting method allows us to clarify our ideas,...Read More

5Jan
15 Fun and Affordable Family Activities

15 Fun and Affordable Family Activities

By Marnina Delahanty 1.  Set Up an Indoor Campsite in Your Living Room Whether you pitch a real tent, or invent one out of blankets draped over chairs, camping in the living room is great fun!  Here's a logistics tip:  Stock up on...Read More

3Jan
Asurea Over the '10's Decade

Asurea Over the '10's Decade

By Marnina Delahanty As we step into the new decade, we at Asurea thought this would be a good time to reflect on the decade that’s drawing to a close, and how we progressed as a company over the years.   Core Values Hold...Read More

18Dec
Star Wars Power Couple - Insured at Last!

Star Wars Power Couple - Insured at Last!

By Marnina Delahanty In honor of the original Star Wars (40 years old now,) and it’s newest addition, The Rise of Skywalker, we at Asurea thought it would be fun to run a preliminary life insurance evaluation on the franchise’s best...Read More

17Dec
BE George Kittle!!!

BE George Kittle!!!

By Marnina Delahanty We Could Use a Little Kittle! Regardless of our station in life, we could ALL use a little Kittle! When it’s crunchtime and everything depends on you, be YOUR team’s George Kittle.  You don’t need to...Read More

12Dec
Philip Rivers Better Ramp Up His Life Insurance!!!

Philip Rivers Better Ramp Up His Life Insurance!!!

By Marnina Delahanty   Hey, Philip Rivers!  If you’re gonna trash-talk 300 pound human cannonballs, you’d best line up a good, solid hunk of life insurance!   We sampled his relentless banter firsthand when the L.A....Read More

3Dec
Grandma's Lemon Legacy

Grandma's Lemon Legacy

By Marnina Delahanty Grandma Ana Mae never knew everyone in our family disliked her lemon cake, but it looms large in our memories.  She glowed with oblivious pride while inflicting it on us every holiday, including birthdays. Let me tell you,...Read More

2Dec
Your Medicare Summary

Your Medicare Summary

By Marnina Delahanty With Medicare Open Enrollment ending on Saturday, 12/07/19, we at Asurea think this is the perfect time for a Medicare Summary.  We hope this helps to simplify the complexities and relieve your anxieties with useful...Read More

27Nov
Household Debt’s Unexpected Solution; LIFE INSURANCE!

Household Debt’s Unexpected Solution; LIFE INSURANCE!

By Marnina Delahanty Debt is crippling not only America as a nation, but American families, as well.  We address the problem, and insurance solutions for the individual, on the Asurea blog regularly.  Today, we turn to the debt burden on a...Read More

13Nov
Life Insurance Funded Disneyland!?!

Life Insurance Funded Disneyland!?!

By Marnina Delahanty As Disney launches its newest venture, Disney+ online streaming, let’s explore a little-known Disneyland origin financing surprise! The Life Insurance Lifeline Did you know we have life insurance to thank for...Read More

8Nov
Tax Me Now, and Never Again (Part 3 of 3)

Tax Me Now, and Never Again (Part 3 of 3)

By Marnina Delahanty In Part 1 of our 3-Part series, we explore the ballooning US budget deficit, and the origins of what's grown to a $23 TRILLION burden on generations to come.  The budget gap’s seismic growth expanded 26% from fiscal...Read More

6Nov
Tax Me Now, and Never Again!  (Part 2 of 3)

Tax Me Now, and Never Again! (Part 2 of 3)

By Marnina Delahanty   In Part 1 of our 3-Part  series, we explored the ballooning US budget deficit, and the origins of what's grown to a $23 TRILLION burdon on generations to come.  In Part 2, we now look at the ramifications of the...Read More

5Nov
Tax Me Now, and Never Again!  (Part 1 of 3)

Tax Me Now, and Never Again! (Part 1 of 3)

By Marnina Delahanty   No matter how you slice it, taxes will be going up.  The smart money is hedging future financial impact by paying taxes now, and developing tax-free retirement income to provide a comfortable future. Let’s...Read More

1Nov
Medicare, Explained

Medicare, Explained

By Marnina Delahanty   It's Open Enrollement and there's no better time to educate ourselves about the complexities of Medicare. Understanding Medicare is more crucial than ever, as expected retirement-long Medicare-covered healthcare costs...Read More

30Oct
How To Optimize Your Insurance Medical Exam

How To Optimize Your Insurance Medical Exam

By Marnina Delahanty   There are many different kinds of life insurance.  If you and your broker find that your needs and circumstances are best paired with a fully underwritten policy, you’ll need a medical exam.  Generally,...Read More

23Oct
GE Averts Pension Disaster  - What It Means for YOU!

GE Averts Pension Disaster - What It Means for YOU!

  By Marnina Delahanty The latest bad pension news shows, yet again, how crucial it is that we take charge of our retirement planning as independent individuals.  Not even historical business anchors such as General Electric can be taken...Read More

24May
Protecting Your Yard During Drought

Protecting Your Yard During Drought

Drought-friendly landscaping tips. How can you protect your house against the drought that many parts of the country are facing? With increased water restrictions, many people are seeing their once beautiful, green lawns turn brown. It is important...Read More

19May
Good Credit Might Equal Lower Insurance Rates

Good Credit Might Equal Lower Insurance Rates

Will Your Credit Score Affect Your Life Insurance Rates? You are probably aware of how your credit history can affect your life in many ways. From purchasing a home to signing up for phone service, companies look to your credit record to make their...Read More

17May
Chronic, Critical & Terminal Illness Riders: What’s the Difference?

Chronic, Critical & Terminal Illness Riders: What’s the Difference?

Like most financial products, life insurance is not one-size-fits-all. The world of life insurance can often be confusing. There are many different types of insurance and different types of add-ons available (called riders). There is often confusion...Read More

1May
May is Disability Insurance Awareness Month

May is Disability Insurance Awareness Month

Disability Insurance Awareness Month, launched in 2007, was created to raise the public’s awareness of their need for income protection in case they developed a disabling condition. Years of frustration with the American public’s lack of...Read More

27Apr
Parrots and Turtles - Oh My! Life Insurance and Pets

Parrots and Turtles - Oh My! Life Insurance and Pets

Life Insurance is Not Just for People. Do you have a pet? If so, what type? Some pets live to 5 years old, but others can live for decades. Have you considered what would happen to your pet if you are no longer around? This is where life insurance...Read More

6Apr
Do Stay-at-Home Parents Need Life Insurance?

Do Stay-at-Home Parents Need Life Insurance?

An Unexpected Answer For Some They do. It's fairly common knowledge that for a couple, where one person is the sole breadwinner, they need a life insurance policy so their partner can continue paying for expenses in the unfortunate event that their...Read More

7Mar
Do You Need to Replace Your Life Insurance Policy?

Do You Need to Replace Your Life Insurance Policy?

To Switch, or Not to Switch. That is the question. Circumstances in life change all the time -- but does this also mean you should switch from your current life insurance policy to another? It depends. The answer depends on a number of factors. The...Read More

1Mar
Reasons to Downsize

Reasons to Downsize

Here are four great reasons to downsize! Have you found yourself thinking: My home has more space than I need. If so, one option you have is downsizing to a smaller home that is more suitable for your current needs. Or maybe you are thinking: I...Read More

20Feb
Converting Your Term Life Insurance Policy

Converting Your Term Life Insurance Policy

When It's No Longer Enough. When you bought a 20-year term life insurance policy, it may have been enough to meet your family’s needs. Now that you are getting toward the end of the 20-year term, it seems clear that a permanent life insurance...Read More

11Feb
Common Lies People Tell on Their Life Insurance Application

Common Lies People Tell on Their Life Insurance Application

7 Lies That Lead to Regret. When you apply for life insurance, you will usually fill out a questionnaire that helps to determine how much you qualify for and your rate. Many people assume that lying about their habits or health will help them sneak...Read More

29Jan
Rewards for a Healthy Lifestyle

Rewards for a Healthy Lifestyle

You Just Might Save Money on Your Life Insurance! You are probably familiar with the personal rewards that come from living healthier. Eating a nutritious diet and getting enough exercise help you feel better and can lead to a longer life. Making...Read More

26Jan
Permanent Life Insurance Saves a Family Business

Permanent Life Insurance Saves a Family Business

Mike Jaap’s Story Read the uplifting story of how one man was able to save his family business using his permanent life insurance policy. Most people think life insurance can only be used after you die - but that's not true. There are many...Read More

12Jan
Term Life Insurance Explained

Term Life Insurance Explained

What is Term Life Insurance? This type of life insurance is common and fairly easy to understand. It is life insurance that pays out if you die during a specific period of time (the "term"). Your beneficiary will receive the entire death benefit...Read More

23Dec
Can You Buy as Much Life Insurance as You Want?

Can You Buy as Much Life Insurance as You Want?

Just the Right Amount. It is very important to have enough life insurance or mortgage protection life insurance to pay off your bills and replace your income to support your family, but how much do you actually need? Getting Enough In general, at a...Read More

15Dec
Top 4 Tips for Your Life Insurance Medical Exam

Top 4 Tips for Your Life Insurance Medical Exam

How Healthy Are You? You might be wondering: “Why would I need a medical exam for life insurance?” Insurance companies need to learn how healthy you are before they will sell you an insurance policy. They determine how much your premium...Read More

29Nov
Preventing a Life Insurance Windfall With a Trust

Preventing a Life Insurance Windfall With a Trust

Too Much Too Fast? Have you ever heard about someone winning the lottery - then 5 months later, they are worse off financially than before they won? Unfortunately, without good money-management skills, this could also be true of someone who...Read More

19Nov
3 Intangible Holiday Gifts That Show You Care

3 Intangible Holiday Gifts That Show You Care

A Gift Doesn't Always Need to Be Something You Can Hold. With Thanksgiving coming up, we’re well into the holiday season again, and you’ve no doubt started thinking about some of the gifts you can buy for friends and family this...Read More

10Nov
Warning Signs to Watch for When Buying Life Insurance Online

Warning Signs to Watch for When Buying Life Insurance Online

Thinking About Buying Life Insurance Online? Think again. I'm not talking about the companies who have forms or phone numbers on their website, inviting you to request a quote. I'm talking about those companies that claim you will have a life...Read More

26Oct
Private Life Insurance Policy vs Employer Provided

Private Life Insurance Policy vs Employer Provided

Having a “good job” has long been defined as having a job with benefits, and one popular benefit is life insurance. While having this benefit through your job might feel like a safety net, it’s probably not enough to protect your...Read More

12Oct
Mortgage Protection Life Insurance: A Safety Net When Your Home is Upside Down

Mortgage Protection Life Insurance: A Safety Net When Your Home is Upside Down

Being Underwater Doesn't Have to Spell Doom. For many people, when they purchase their home, they are not usually thinking about a time when they might decide to sell it. Sometime in the future, maybe they will have children and need to buy a bigger...Read More

5Oct
How Will Your Retirement Expenses Get Paid?

How Will Your Retirement Expenses Get Paid?

Your Savings? Your investments? Your family? Life is busy. Between working, chasing your career dreams, buying a home and raising a family, there’s surprisingly little time to really think about what happens later on once you stop working and...Read More

1Oct
Celebrating Breast Cancer Awareness Month and Your Life Insurance Options

Celebrating Breast Cancer Awareness Month and Your Life Insurance Options

Life Insurance After Breast Cancer. October is Breast Cancer Awareness Month, a four-week period recognized around the world as a crucial tool in the fight against this disease. It has grown to become a worldwide campaign that brings together...Read More

18Sep
Money-making Machine Insurance

Money-making Machine Insurance

If you had a machine that made money, would you insure it? This machine would pay you every week, covering all of your bills. With this machine, you could pay your monthly mortgage payment, your car payment, rent, credit card bills, travel plans,...Read More

7Sep
Building a Playground in Lincoln, CA -  Come Join Us

Building a Playground in Lincoln, CA - Come Join Us

Keep the Children Playing! Play is taking up less and less time of children’s daily life. Kids are not playing enough at home, in school or in their communities. A variety of reasons are to blame for this play deficit – including...Read More

28Aug
Providing for Your Family's Future, Even if You're Apart

Providing for Your Family's Future, Even if You're Apart

Life Insurance as a term of divorce. Sometimes, divorce settlements call for a life insurance policy. Why? Because a divorce settlement is not only about a 'fair division of assets,' it's also about the bigger picture: providing for...Read More

26Aug
Long-term Care Insurance Made Simple

Long-term Care Insurance Made Simple

Understanding Long-term Care: Do you remember those 5,000-piece jigsaw puzzles you used to have when you were a kid? You know, the ones that took you forever to solve? In a way, finding easy-to-understand information about Long-term Care Insurance...Read More

21Aug
Life Insurance Month | Hope Is Not a Strategy

Life Insurance Month | Hope Is Not a Strategy

Now is the Time to Do More Than Hope. September is Life Insurance Awareness Month, so now is an excellent time to think of those who would be left behind if something unexpected happened to you. We are priceless to our families, so it's not a...Read More

25Jul
Long-Term Care Insurance: The Balm for Caregiver Burden

Long-Term Care Insurance: The Balm for Caregiver Burden

 The Reality of Long-term Care is an Everyday Fact. For millions of Americans — 6.3 million,* to be exact — the reality of long-term care is an everyday fact. However, many of us don't think about it...Read More

5Jul
Life Insurance: E-cigarettes and Vaping

Life Insurance: E-cigarettes and Vaping

Will Using These Make Your Insurance More Expensive? The popularity of e-cigarettes and vaping brings up many questions in relation to life insurance. It is well known that being a smoker raises your life insurance premiums, but what about...Read More

7Jun
End of Life Option Act and Life Insurance

End of Life Option Act and Life Insurance

Suicide. An emotionally charged word. Most people are distraught at even hearing the word, but some are not when it comes to the right to die if terminally ill. In June 2016, the announcement* of the The End of Life Option Act** in California was...Read More

5Jun
It’s Annuity Awareness Month! Are You Prepared?

It’s Annuity Awareness Month! Are You Prepared?

Level Premium, Deferred Taxes, Retirement Income and More. Did you know that June is Annuity Awareness Month? This is a great time to learn about Fixed Indexed Annuities – and why you may want to consider them for your own investment...Read More

23May
Asurea Supports the Placer 10-35 Foundation

Asurea Supports the Placer 10-35 Foundation

Golfing For a Cause. In order to continue supporting the brave men and women of Placer County and the entire state of California, the Placer 10-35 Foundation is hosting a golf tournament on May 24, 2018, at the Catta Verdera Country Club, with all...Read More

21May
Asurea Knows Red Nose Day!

Asurea Knows Red Nose Day!

On May 24, Red Noses Build Awareness of Child Poverty. Did you know that by donning a red nose... Yes, just like Bozo… Yes, just like Rudolph… You can help children in need? You see, it’s all about awareness. On Thursday,...Read More

8May
Last Will and Testament vs. Life Insurance

Last Will and Testament vs. Life Insurance

Which One Has the Final Say? Your Last Will and Testament might outline your intentions, but in this legal world, intentions will only get you so far. It's the beneficiaries of your life insurance policy that will take priority after your...Read More

27Apr
Fitness Tracker Apps You Can't Afford to Miss

Fitness Tracker Apps You Can't Afford to Miss

 Let Technology Help Your Health! In a hectic world where time is a finite resource, many of us feel as though we don't have time for staying healthy. Yet, if you were to put your Facebook trawling and Netflix binging to one side, you could...Read More

20Mar
5 Quick Answers About 403(b) Retirement Plans

5 Quick Answers About 403(b) Retirement Plans

403(b) Retirement Plans Explained Simply. There are many different ways that you can save for retirement without hiding cash under your mattress. One of the most common ways is with a saving account through your work: aka, a "defined contribution...Read More

10Mar
10 Top Words to Know When Buying Life Insurance

10 Top Words to Know When Buying Life Insurance

Knowing the Lingo. The first time you buy life insurance, it can seem like someone wrote the application and policy in a foreign language. You may have never heard of some of the terms. Below, we use everyday language to explain the 10 most common...Read More

2Mar
Recognizing Your Misconceptions About Annuities

Recognizing Your Misconceptions About Annuities

Annuities have many different benefits. For example, they can help you save more for retirement, guarantee you an income for life, and grow your money tax-deferred – without all the risks of the stock market. In fact, at Asurea, we think...Read More

21Feb
Six Financial Rules for Marriage - Don't Forget About Life Insurance!

Six Financial Rules for Marriage - Don't Forget About Life Insurance!

While love and compatibility brought you together, sometimes financial issues can tear you apart. When couples fight about finances, it’s more likely about what to do with the money, not necessarily the lack of it. By setting up financial...Read More

11Feb
Understanding Policy Riders

Understanding Policy Riders

Life Insurance Customized Just for You When it comes to a life insurance policy or a mortgage protection life insurance (mortgage protection insurance) policy, you choices are not "one-size-fits-all." Did you know that you can customize your...Read More

5Feb
Welcome to Our Headquarters

Welcome to Our Headquarters

Roseville, California - the Home of Asurea's Corporate Office With offices all around the country, from the Pacific to the Atlantic, Asurea is America’s Simple Solution for all of your life insurance and mortgage protection needs. Recognized...Read More

29Jan
Non-Med Vs. Fully Underwritten Life Insurance Policies

Non-Med Vs. Fully Underwritten Life Insurance Policies

 Which one is better? What are the differences? Sometimes you need a medical exam and sometimes you don't when you get life insurance. One type is not better than the other. It just depends on your own needs. The best type of insurance policy...Read More

28Jan
4 Facts to Understand Annuities

4 Facts to Understand Annuities

Annuities - an option for your retirement. Did you know that annuities are a great way to generate a lifetime of income while protecting your hard-earned savings from the unpredictability of the stock markets? If that sounds like having your cake...Read More

1Jan
Busting 5 Common Myths About Annuities

Busting 5 Common Myths About Annuities

Don't Believe These 5 Annuity Myths At Asurea, we believe that just because everybody thinks something is true, doesn’t actually make it so. While tossing a pinch of salt over your shoulder may or may not bring you good fortune, doing so is a...Read More

26Dec
A Life Insurance Career Made Simple With Asurea

A Life Insurance Career Made Simple With Asurea

Asurea is the Simple Solution for your life insurance career. Be different. Be real. Be an Asurea Agent. Asurea is unlike any other insurance agency. Not just in the way we take care of our customers, but in the way we support our agents. We are a...Read More

21Dec
Life Insurance as a Special Gift For Your Favorite Charity

Life Insurance as a Special Gift For Your Favorite Charity

An Unusual Gift with a Powerful Meaning. As we shop for Christmas gifts throughout November and December (and sometimes October for the extra motivated!), we usually buy things like blankets, toys and gift cards. Or sometimes we'll give a home-made...Read More

13Dec
Can I Add Riders to My Current Life Insurance Policy?

Can I Add Riders to My Current Life Insurance Policy?

So you want to add extra coverage to your 'current policy'...Can you? The short answer: No. Not to your current policy, but you do have options. A standard life insurance policy is a document that says you agree to pay the insurance company a...Read More

29Nov
Beneficiary Mistakes - Avoid These 3 Mistakes

Beneficiary Mistakes - Avoid These 3 Mistakes

Make sure you avoid these 3 mistakes. Naming Names: Selecting a Beneficiary on Your Life Insurance or Mortgage Protection Life Insurance Policy It's easy to make beneficiary mistakes. The beneficiaries named in your life insurance or mortgage...Read More

23Nov
Permanent Life Insurance | 5 Facts You Need to Know

Permanent Life Insurance | 5 Facts You Need to Know

Permanent Life Insurance Facts | 5 Facts You Need to Know Many Americans put off buying the life insurance they need because they don’t understand what type of life insurance policy to buy. Is this you? Do you ever ask yourself,...Read More

14Nov
Making a Difference with the Women’s Empowerment Organization

Making a Difference with the Women’s Empowerment Organization

Asurea’s Team of Volunteers Create a Meditation Garden. Women’s Empowerment is devoted to helping women and children who are homeless to improve their lives. This Sacramento nonprofit organization aims to boost the self-esteem and...Read More

3Nov
Welcome to Our New Asurea Wake Forest Office!

Welcome to Our New Asurea Wake Forest Office!

A Community to Support You. If you’re looking to catch sight of the WFU Demon Deacon, you won’t find him in Wake Forest, North Carolina. Although Wake Forest University called this town home for 122 years, the college campus and its...Read More

30Oct
Life Insurance Is More Affordable Than You Know

Life Insurance Is More Affordable Than You Know

Life Insurance Is More Affordable Than You Might Think A recent study*, conducted by LIMRA and the non-profit Life Happens, revealed that nearly 30% of Americans agree that they need more life insurance, yet a staggering 54% said they were unlikely...Read More

25Oct
The Terminal Illness Insurance Rider Explained

The Terminal Illness Insurance Rider Explained

The financial burden of caring for a terminally ill relative can be enormous for a family, so what is the solution? One Option: Terminal Illness Insurance Riders. A terminal illness insurance rider is an addition to your standard life insurance...Read More

10Oct
Welcome to Our New Asurea Reno Office

Welcome to Our New Asurea Reno Office

When Fate Rolls the Dice, Asurea is There. Most people visit 'The Biggest Little City in the World' for its casinos - but don’t worry - we’ll make sure your insurance policy isn’t a gamble. When fate rolls the dice, you never know...Read More

9Oct
Life Insurance: Your 3 Main Options

Life Insurance: Your 3 Main Options

When choosing life insurance, there are three main types of policies you can choose from: fully underwritten non-medical guaranteed issue Which one is right for you? The answer to this question really depends on your personal needs and...Read More

27Sep
What Is Final Expense Insurance?

What Is Final Expense Insurance?

Dignity. Legacy. Peace of mind. Final Expense insurance. When there is a death in the family, these words are not normally thought of, but with Final Expense insurance, they can be. But exactly what is final expense insurance? Final Expense...Read More

14Sep
6 Reasons Singles Need Life Insurance

6 Reasons Singles Need Life Insurance

Never Too Young. As a single person who’s young, energetic and leading a busy life, it’s easy to forget about the need for life insurance coverage, but now is just the time to start, and here’s...Read More

29Aug
September is Life Insurance Awareness Month

September is Life Insurance Awareness Month

Cooler temperatures, colorful leaves, school books -- and life insurance. September brings many changes. The weather shifts and school starts again, just to name a couple. With all the new beginnings this time of year brings, it's a good time to...Read More

17Aug
What is Chronic Illness Insurance?

What is Chronic Illness Insurance?

Chronic illness insurance is a rider, or addition, to your standard life insurance (or mortgage protection life insurance) policy. It pays for medical care and non-medical care that your health insurance does not cover. Chronic illness insurance...Read More

9Aug
Protect Your Family and Provide for Your Retirement at the Same Time

Protect Your Family and Provide for Your Retirement at the Same Time

When You Need Financial Protection and Retirement Income - Life Insurance is There. When it comes to money, most people worry about two main things: providing for their family and having enough money for a comfortable retirement. Life insurance can...Read More

2Aug
Understanding the Difference Between Long-term Care and Chronic Illness Insurance

Understanding the Difference Between Long-term Care and Chronic Illness Insurance

Two Solutions for Your Long-term Care Needs. There's been quite a bit of news lately about the cost of long-term care. Many people, particularly those in or approaching retirement, are concerned. After all, the cost for a bed in a skilled nursing...Read More

20Jul
A Legacy of Love: Slam Poetry Like You've Never Seen Before

A Legacy of Love: Slam Poetry Like You've Never Seen Before

You've probably never seen someone poetry slam about life insurance - but this video breaks with convention for all the right reasons. https://www.youtube.com/watch?v=YfMYEX6TQgM   It goes beyond the paperwork to what life insurance is really...Read More

6Jul
Is Life Insurance Transferable?

Is Life Insurance Transferable?

The short answer is yes. You can transfer your life insurance policy to another person. The process is fairly straightforward with minimal, if any, fees involved. But before you pick up the phone, there are a few important factors to consider. Main...Read More

28Jun
Uninsurable | What Does It Mean To Be Denied?

Uninsurable | What Does It Mean To Be Denied?

Have you ever been denied life insurance? Maybe you have been putting off applying for coverage elsewhere because one company said you were uninsurable. What does it really mean to be uninsurable? It simply means that an insurance company will not...Read More

16Jun
Accidental Death Benefit Riders vs AD&D Insurance

Accidental Death Benefit Riders vs AD&D Insurance

What’s the Difference? While stand-alone accidental death and dismemberment insurance (AD&D) provides some coverage, an accidental death benefit rider (aka: double indemnity rider) enhances your full life insurance or mortgage protection...Read More

8Jun
Welcome to Our New Asurea Charlotte Office!

Welcome to Our New Asurea Charlotte Office!

A Recipe for Peace of Mind. Barbecue. In Charlotte, North Carolina, it’s not politics that cause family feuds around the Thanksgiving table. It’s your affinity with the “wrong” kind of barbecue that lands you in the woodshed....Read More

2Jun
A Legacy of Love

A Legacy of Love

Don't Wait Until It's Too Late: Leave a Legacy of Love. https://youtu.be/ZKHftmGWoEM   Forward and Backward: Two Drastically Different Messages! Regret vs. Peace-of-mind Life Happens presents a video with a powerful message. This video is...Read More

24May
A Long List of Life Insurance Riders: All You Need to Know

A Long List of Life Insurance Riders: All You Need to Know

Life Insurance Riders - The Top 20. Like most financial products, life insurance is not one-size-fits-all. Everybody’s situation is different, and people use life insurance for many different things. Some people want to pay off the mortgage...Read More

11May
Crowdsourcing Websites are Not a Replacement for Life Insurance

Crowdsourcing Websites are Not a Replacement for Life Insurance

They Are Unreliable and Risky. You’ve probably seen online requests to donate to a crowdfunding page to cover funeral costs for someone who died unexpectedly. Perhaps you’ve thought, “Is this the right way for me to plan for my...Read More

1May
Mortgage Protection Life Insurance is Not Just for the Suburbs

Mortgage Protection Life Insurance is Not Just for the Suburbs

The Single-Family Home Misconception:  Other Types of Homes Need to be Protected Too. Did you know that you can have mortgage protection life insurance (mortgage protection insurance) on more than just a house in the suburbs? If you own your...Read More

28Apr
Accidental Death and Disability Insurance Alone is Not Enough

Accidental Death and Disability Insurance Alone is Not Enough

AD&D Insurance provides some insurance coverage.... but it's not a replacement for a full life insurance policy.   This kind of insurance will only pay out money to you or a loved one in the event of death or disability that is directly...Read More

5Apr
Critical Illness Insurance vs Long-term Care Insurance

Critical Illness Insurance vs Long-term Care Insurance

Critical illness insurance and long-term care insurance are not the same. Assuming these insurance policies are the same will leave you vulnerable when you need coverage the most. It's important that you understand the difference so you can decide...Read More

30Mar
How Much Life Insurance Do You Need?

How Much Life Insurance Do You Need?

No one-size-fits-all. Does someone depend on you for financial support? Do you want to leave a legacy to those you love?  Do you want a secure financial future for your family in a world full of uncertainty? Then you might consider life...Read More

15Mar
If You Have a Cosigner on a Loan, Get Life Insurance

If You Have a Cosigner on a Loan, Get Life Insurance

Protect your loved ones' financial future. Did you have someone cosign on a loan for you? Then you should consider life insurance. Having someone cosign on a loan for you can enable you to obtain financing that you might not have been able to...Read More

6Mar
Mortgage Protection Life Insurance Is Not Homeowners Insurance

Mortgage Protection Life Insurance Is Not Homeowners Insurance

Mortgage Protection Life Insurance and Homeowners Insurance. They sound the same, right? They're not. Even though they are both related to your home, they are very different. When you buy a new home, you may notice that you receive many pieces of...Read More

23Feb
Make Sure Your Life Insurance Claim is Not Denied

Make Sure Your Life Insurance Claim is Not Denied

Falsified Medical Exam, Omission of Information, Dangerous Travel: These are just some reasons why your life insurance claim may be denied, but all are preventable! It’s frustrating to apply for life insurance and have your application come...Read More

15Feb
Life Insurance Agents: Captive vs. Independent

Life Insurance Agents: Captive vs. Independent

How independent is your insurance agent? When you are shopping for life insurance or mortgage protection life insurance, your goal should be to find the policy that suits your needs the best. Your new policy should fit your budget while offering you...Read More

7Feb
Life Insurance as Retirement Income for Your Loved One

Life Insurance as Retirement Income for Your Loved One

Social Security, Pensions, Retirement Savings: Can you rely on these? If you’re in your senior years, you might think that the time to benefit from life insurance has passed. After all, many people assume life insurance is for young...Read More

23Jan
Understanding the Difference Between Disability Insurance and Long-Term Care Insurance

Understanding the Difference Between Disability Insurance and Long-Term Care Insurance

Did you know that disability insurance and long-term care insurance are not the same thing? While similar, because each help with expenses in different circumstances, many people assume they are the same. This is because they are both used to...Read More

9Jan
Lock in Your Insurability with Permanent Life Insurance

Lock in Your Insurability with Permanent Life Insurance

Questions You May Be Asking Am I too old to buy life insurance? Is my health good enough to qualify for life insurance? Will my premiums (monthly payments) be too high under my circumstances? These are the questions many people ask...Read More

1Jan
Top 5 Life Insurance Misconceptions

Top 5 Life Insurance Misconceptions

Do these life insurance misconceptions sound familiar? "I have enough life insurance coverage through work." "I’m young and single and don't need life insurance." "Life insurance is just too expensive." "I'm not healthy enough to get life...Read More

27Dec
Your Driving Record Will Affect the Cost of Your Life Insurance

Your Driving Record Will Affect the Cost of Your Life Insurance

We all know that driving violations affect the cost of our car insurance policies. But did you know that they can affect the cost of your life insurance, too? Here we take a look at why your driving record matters and what you can do to help...Read More

22Dec
Don’t Stop Making Your Life Insurance Payments!

Don’t Stop Making Your Life Insurance Payments!

Thinking about cancelling your life insurance policy? Do you plan on just skipping the next payment to cancel it? Don't do it! There may be serious consequences, and you might have much better options available to you. It is perfectly understandable...Read More

14Dec
Don't Miss Asurea's Scam Report

Don't Miss Asurea's Scam Report

Read All About It: Protection for You. In addition to providing you with quality insurance and retirement products, we also feel it's vital that you know how to protect yourself financially in today's modern age of scammers. Online (and offline)...Read More

8Dec
Asurea Supports Christmas Around Towne

Asurea Supports Christmas Around Towne

Gifts, Food, Festivities: Christmas Around Towne. Christmas is a wonderful time for families and friends to get together, and a time of year that is filled with activity, joy and generosity. This is exactly what the Christmas Around Towne event...Read More

7Dec
How to Find Out if You Are a Life Insurance Beneficiary

How to Find Out if You Are a Life Insurance Beneficiary

A Forgotten Beneficiary. Do you think you may have been listed as a beneficiary on a life insurance policy but never told? A beneficiary is the person who will receive the life insurance money (death benefit) after their loved one dies. It might...Read More

2Dec
Asurea Golfing with Greg Vaughn’s Grand Slam Golf Tournament

Asurea Golfing with Greg Vaughn’s Grand Slam Golf Tournament

On November 14th, Asurea participated in Greg Vaughn's Grand Slam Golf Tournament in order to raise awareness and funds for the Juvenile Diabetes Research Foundation (JDRF). The celebrity-studded event was held in Sacramento at the Del Paso...Read More

23Nov
Mortgage Protection Life Insurance Explained

Mortgage Protection Life Insurance Explained

Mortgage Protection Life Insurance: What is it? Simply put, mortgage protection life insurance is a form of life insurance designed to cover the balance you owe on your mortgage if you pass away during the term of your home loan. If you're like...Read More

17Nov
Scott Bradlee's Postmodern Jukebox comes to the Sacramento Community Center Theater

Scott Bradlee's Postmodern Jukebox comes to the Sacramento Community Center Theater

Asurea is pleased to sponsor Scott Bradlee's Postmodern Jukebox at the Sacramento Community Center Theater on Sunday, November 20, 2016. This event will be held in support of the Alzheimer's Aid Society. Ticket sales are still available and area...Read More

17Nov
Asurea Teams up with Sacramento Sheriff’s Toy Project

Asurea Teams up with Sacramento Sheriff’s Toy Project

Toys, clothes, supplies and more! Children look forward to the holiday season for the joy and merriment, the chance to visit with family, the good food, the time off from school, and, of course, for the gifts they receive. This year, Asurea, is...Read More

16Nov
Mortgage Protection Life Insurance Questions and Answers

Mortgage Protection Life Insurance Questions and Answers

Mortgage protection life insurance (mortgage protection insurance) can be confusing - after all, there are many companies selling a variety of products and coverage for homeowners. Here are some of the most common questions our clients have had...Read More

8Nov
Life Insurance for Kids - Why?

Life Insurance for Kids - Why?

When most people think about life insurance, the idea of buying a policy for children never crosses their minds - after all, life insurance is supposed to be for adults - or is it? These days, more and more people are realizing that buying life...Read More

24Oct
StudentReach: Helping At-Risk Youth Is Essential

StudentReach: Helping At-Risk Youth Is Essential

There's always something to look forward to when you're attending a dinner for a special cause. Whether it is the good food, the people that you meet and get to know, or the good work you learn about taking place within your community. That's why...Read More

10Oct
What is the Contestability Period?

What is the Contestability Period?

The Right to Investigate Your Insurance Claim The contestability period is the period of time an insurance company has to investigate and approve or deny your claim. You may be asking, “They can’t deny my claim can they? I thought they...Read More

27Sep
You Can't Count On the Government to Cover Long-term Care Costs with Medicaid

You Can't Count On the Government to Cover Long-term Care Costs with Medicaid

Here's Why. When you think about your future need for long-term care, you might assume that a government health insurance program, like Medicaid, will kick in, but you could be in for a rude awakening. Why? Because the government simply can't keep...Read More

21Sep
What is Disability Insurance?

What is Disability Insurance?

Disability insurance is income protection. With disability insurance, you and your family will still have a monthly income if you are too sick, or too injured, to work. And best of all, you get to decide how to use the money. You can use it to pay...Read More

12Sep
Mama's Night Out | Supporting Kids With Cancer

Mama's Night Out | Supporting Kids With Cancer

Finding A Cure For Pediatric Cancer. There's nothing better than a night on the town with your best friends. Unless of course you're able to indulge in your love of great food, good times, and fun while supporting an amazing cause, such as raising...Read More

8Sep
Getting Fit with the Asurea Fit Club

Getting Fit with the Asurea Fit Club

Here at Asurea, we're committed to promoting a healthy lifestyle with our Asurea Fit Club. We make it a priority to encourage our clients and our employees to lead active, healthy lifestyles through recommended activities and healthy tips. This...Read More

23Aug
Terrorism, Acts of War and your Life Insurance

Terrorism, Acts of War and your Life Insurance

With the recent terrorist attacks, you may be wondering if you died during a terrorist attack or act of war, would your life insurance or mortgage protection still cover you. Would your family still be able to claim the the money from your...Read More

15Aug
What are Living Benefits?

What are Living Benefits?

If you think of your life insurance or mortgage protection as a door that can't be unlocked until you die, then living benefits are the keys that provide you with the money you need while you are alive. When we think about life insurance (or...Read More

25Jul
Exploring the Cost of Long-Term Care

Exploring the Cost of Long-Term Care

There's no way around it: long-term care is expensive. No matter what your age, when you're healthy, it’s easy to put off thinking about topics such as extended medical care. Health issues or accidents can show up anytime without warning, and...Read More

14Jun
Red Noses to Help Kids!

Red Noses to Help Kids!

Sometimes we are a little silly here at Asurea. We especially like it when this silliness benefits an important cause and helps needy children. So on May 26th, Asurea employees at our headquarters in Roseville, CA donned spongy red noses to help...Read More

6Jun
Moving with Small Children

Moving with Small Children

Congratulations, you are moving! Maybe you bought your dream home, or your spouse has a new job in a new city, or you are expecting another baby and just need more space. No matter what the reason, you and your family are moving into a fresh, new...Read More

1Jun
Asurea Fit Club

Asurea Fit Club

At Asurea, we care about your health (and ours!) and strive to promote a lifestyle that will ensure happiness, wellness, and longevity. We are also keenly aware that keeping yourself healthy is one of the best ways to keep your insurance premiums...Read More

25May
Top 5 Ways to Keep Your Insurance Documents Safe

Top 5 Ways to Keep Your Insurance Documents Safe

It’s hard to believe, but many people don’t keep their insurance policy documents safe. They put them under a pile of newspapers, casually toss them in a dresser drawer or even set them on a shelf to be forgotten. Your birth certificate,...Read More

23May
Mortgage Protection Life Insurance and Bankruptcy Through Foreclosure

Mortgage Protection Life Insurance and Bankruptcy Through Foreclosure

Keep your family, your home, and your credit safe. For many people, buying a home is the realization of the American Dream. A home is our place of security and comfort, and often, our homes are generally our biggest investment and most important...Read More

12May
Top 4 Things You Must Do After Buying Life Insurance

Top 4 Things You Must Do After Buying Life Insurance

Talk. Give. Store. Write. Congratulations, you bought life insurance or mortgage protection life insurance. Purchasing either life insurance or mortgage protection life insurance (mortgage protection) is an important financial safety net for you and...Read More

10May
Relay for Life: A (More) Birthdays Party!

Relay for Life: A (More) Birthdays Party!

The American Cancer Society’s Relay for Life of Roseville took place April 30th, 2016 at Cooley Middle School on a beautiful spring day here in Roseville. Relay for Life events occur all over the world every year, and more than 4 million...Read More

5May
Brandon Johnston Memorial

Brandon Johnston Memorial

Brandon Johnston, a Roseville husband, father, friend, attorney, and Little League coach died of cancer on September 8, 2015. Sadly, he leaves behind a wife, Mia and his two young children ages 8 and 2. He was diagnosed with cancer in the spring of...Read More

15Apr
What is Critical Illness Insurance?

What is Critical Illness Insurance?

Stroke. Cancer. Heart Attack. These strike fast and are never expected. What is Critical Illness Insurance? Simply put, it is a financial safety net. Critical Illness Insurance provides you with the money you need if you receive a...Read More

30Mar
Be Truthful When Applying for Life Insurance

Be Truthful When Applying for Life Insurance

Honesty is the best and only policy - it's important to be truthful when applying for life insurance or mortgage protection life insurance! Have you ever been convicted of a felony, used tobacco, or do you have HIV or AIDS? These are some of the...Read More

17Mar
Asurea Featured Products

Asurea Featured Products

Asurea's Featured Products Mortgage Protection Mortgage Protection Features Mortgage Protection provides financial your most important asset. Your family will receive a tax-free payout that can pay off your mortgage. ‘Living...Read More

16Feb
Share Your Life Insurance Experience

Share Your Life Insurance Experience

Share Your Life Insurance Experience - when you find something good, pass it along. Why is it when we discover a great restaurant, we can’t wait to tell someone about it? Even when we find a great doctor, hairdresser, or gardener that has...Read More

28Jan
Relay for Life with Asurea | Asurea Cares

Relay for Life with Asurea | Asurea Cares

What would be more fun than listening to music, playing games, and hanging out with awesome people while making a difference in the fight against cancer? Asurea's Relay for Life team in Roseville, CA couldn’t think of anything,...Read More

25Jan
Gift of Life Insurance | Giving the Gift of Life Insurance

Gift of Life Insurance | Giving the Gift of Life Insurance

What’s makes a “good gift” anyway? At Asurea, we love a good gift as much as the next person. Since we are the Simple Solution to all things life insurance, we have a thing for ensuring security in your life and in the...Read More

23Dec
Magic of Happy Retirement Planning

Magic of Happy Retirement Planning

For decades, Asurea has been helping people transition from their working years to their golden years with Annuities, because we know that a happy retirement is a financially stable one. Psychologist Daniel Kahneman and economist Angus Deaton...Read More

21Dec
Making History | 221 Years of Insuring Lives

Making History | 221 Years of Insuring Lives

Life Insurance 221 Years Later - One company is still insuring lives! Exactly 221 years ago this month — on Monday, December 15, 1794, to be exact — something extraordinary happened in our industry. The first life insurance policy...Read More

15Dec
Asurea Cares | Music and Alzheimer’s Star at the Crest Theatre

Asurea Cares | Music and Alzheimer’s Star at the Crest Theatre

Our Asurea offices love giving back to the community, especially when it involves supporting events at historic venues near our Roseville headquarters. The recent performance of Scott Bradlee’s Postmodern Jukebox at the historic Crest Theatre...Read More

19Nov
Life Insurance | Insuring Every Milestone

Life Insurance | Insuring Every Milestone

Ready or not, here comes life.  When was the last time you were able to predict a big change in your life? Probably rarely. But that’s fine because not knowing is what makes life such an amazing journey. This is what life insurance is all...Read More

9Nov
5 steps to a Kid-Safe Home

5 steps to a Kid-Safe Home

You would do anything to make sure that your home is safe and secure for the little ones in your life. Follow these 5 steps to a kid-safe home to get started. On any given day, you could drop toxic prescription pills, leave a knife on the counter,...Read More

3Nov
5 Tips to Transform Your Home | Ugly Duckling, Beautiful Swan

5 Tips to Transform Your Home | Ugly Duckling, Beautiful Swan

Is your home the ugly duckling on the block? If so, then you might want to make a few upgrades. Follow these five tips to transform your home into the beautiful swan that everyone admires. There are both complicated and simple things you...Read More

27Oct
Don’t Play with Wildfire!

Don’t Play with Wildfire!

5 Wildfire Safety Tips We know there is only so much you can do to protect your home when a wildfire is heading right for it. This is exactly what thousands of homeowners faced this summer in California’s Butte and Valley fires that are...Read More

26Oct
Personal Versus Group Life Insurance Plans

Personal Versus Group Life Insurance Plans

Having a “good job” has long been defined as having a job with benefits. If you have a life insurance policy through your employer, you’re probably content knowing that your job offers this vital benefit. But while having...Read More

20Oct
Careful, Don’t Fall!

Careful, Don’t Fall!

A Safety Check: Don't Slip or Fall Now is a great time to give your home a safety check-up. When was the last time you carefully walked around your home, making sure there are no hidden dangers, especially dangers that may cause you to fall? Many...Read More

13Oct
403(b) Plans | Sweeter Security

403(b) Plans | Sweeter Security

 Sweet Enough For You? Sweet security with a 403(b) plan. How did we come to associate apples with teachers? In the old frontier days, teachers often taught more than 50 kids at a time, according to the PBS program, “Frontier...Read More

7Oct
Life Insurance | When Catastrophe Strikes!

Life Insurance | When Catastrophe Strikes!

 South Carolina is drenched! Torrential rains have been beating down on the state for the past few days. In a flash, its city streets have flooded, turning them into rushing rivers. Hundreds of rescue workers are plunging into waist-deep...Read More

24Sep
4 Simple Tips for Downsizing

4 Simple Tips for Downsizing

4 Simple Tips for Downsizing It may be time to consider downsizing your living space. As you reach the age of retirement, it may be time to start downsizing. If you are wondering why downsizing would be a good idea, read our previous article...Read More

24Sep
Asurea Giving Back | Asurea Raleigh Builds Playgrounds

Asurea Giving Back | Asurea Raleigh Builds Playgrounds

Asurea Raleigh Builds Playgrounds! How building a playground taught the Asurea Raleigh team the true meaning of teamwork and community support.  Imagine a neighborhood where children and families have nowhere to go for fun, recreation or...Read More

4Sep
Top 5 Regrets of the Dying

Top 5 Regrets of the Dying

Regret - one emotion no one wants to feel. Sometimes, some worries can’t be solved with money. Worries like the emotional discomfort of regrets. Bronnie Ware, an Australian palliative care nurse found just this in her patients while under her...Read More