Asurea insurance Blog

20Feb
Converting Your Term Life Insurance Policy

Converting Your Term Life Insurance Policy

When It's No Longer Enough. When you bought a 20-year term life insurance policy, it may have been enough to meet your family’s needs. Now that you are getting toward the end of the 20-year term, it seems clear that a permanent life insurance...Read More

11Feb
Common Lies People Tell on Their Life Insurance Application

Common Lies People Tell on Their Life Insurance Application

7 Lies That Lead to Regret. When you apply for life insurance, you will usually fill out a questionnaire that helps to determine how much you qualify for and your rate. Many people assume that lying about their habits or health will help them sneak...Read More

29Jan
Rewards for a Healthy Lifestyle

Rewards for a Healthy Lifestyle

You Just Might Save Money on Your Life Insurance! You are probably familiar with the personal rewards that come from living healthier. Eating a nutritious diet and getting enough exercise help you feel better and can lead to a longer life. Making...Read More

26Jan
Permanent Life Insurance Saves a Family Business

Permanent Life Insurance Saves a Family Business

Mike Jaap’s Story Read the uplifting story of how one man was able to save his family business using his permanent life insurance policy. Most people think life insurance can only be used after you die - but that's not true. There are many...Read More

12Jan
Term Life Insurance Explained

Term Life Insurance Explained

What is Term Life Insurance? This type of life insurance is common and fairly easy to understand. It is life insurance that pays out if you die during a specific period of time (the "term"). Your beneficiary will receive the entire death benefit...Read More

23Dec
Can You Buy as Much Life Insurance as You Want?

Can You Buy as Much Life Insurance as You Want?

Just the Right Amount. It is very important to have enough life insurance or mortgage protection life insurance to pay off your bills and replace your income to support your family, but how much do you actually need? Getting Enough In general, at a...Read More

15Dec
Top 4 Tips for Your Life Insurance Medical Exam

Top 4 Tips for Your Life Insurance Medical Exam

How Healthy Are You? You might be wondering: “Why would I need a medical exam for life insurance?” Insurance companies need to learn how healthy you are before they will sell you an insurance policy. They determine how much your premium...Read More

29Nov
Preventing a Life Insurance Windfall With a Trust

Preventing a Life Insurance Windfall With a Trust

Too Much Too Fast? Have you ever heard about someone winning the lottery - then 5 months later, they are worse off financially than before they won? Unfortunately, without good money-management skills, this could also be true of someone who...Read More

19Nov
3 Intangible Holiday Gifts That Show You Care

3 Intangible Holiday Gifts That Show You Care

A Gift Doesn't Always Need to Be Something You Can Hold. With Thanksgiving coming up, we’re well into the holiday season again, and you’ve no doubt started thinking about some of the gifts you can buy for friends and family this...Read More

10Nov
Warning Signs to Watch for When Buying Life Insurance Online

Warning Signs to Watch for When Buying Life Insurance Online

Thinking About Buying Life Insurance Online? Think again. I'm not talking about the companies who have forms or phone numbers on their website, inviting you to request a quote. I'm talking about those companies that claim you will have a life...Read More

26Oct
Private Life Insurance Policy vs Employer Provided

Private Life Insurance Policy vs Employer Provided

Having a “good job” has long been defined as having a job with benefits, and one popular benefit is life insurance. While having this benefit through your job might feel like a safety net, it’s probably not enough to protect your...Read More

12Oct
Mortgage Protection Life Insurance: A Safety Net When Your Home is Upside Down

Mortgage Protection Life Insurance: A Safety Net When Your Home is Upside Down

Being Underwater Doesn't Have to Spell Doom. For many people, when they purchase their home, they are not usually thinking about a time when they might decide to sell it. Sometime in the future, maybe they will have children and need to buy a bigger...Read More

5Oct
How Will Your Retirement Expenses Get Paid?

How Will Your Retirement Expenses Get Paid?

Your Savings? Your investments? Your family? Life is busy. Between working, chasing your career dreams, buying a home and raising a family, there’s surprisingly little time to really think about what happens later on once you stop working and...Read More

1Oct
Celebrating Breast Cancer Awareness Month and Your Life Insurance Options

Celebrating Breast Cancer Awareness Month and Your Life Insurance Options

Life Insurance After Breast Cancer. October is Breast Cancer Awareness Month, a four-week period recognized around the world as a crucial tool in the fight against this disease. It has grown to become a worldwide campaign that brings together...Read More

18Sep
Money-making Machine Insurance

Money-making Machine Insurance

If you had a machine that made money, would you insure it? This machine would pay you every week, covering all of your bills. With this machine, you could pay your monthly mortgage payment, your car payment, rent, credit card bills, travel plans,...Read More