Asurea insurance Blog

11May
Crowdsourcing Websites are Not a Replacement for Life Insurance

Crowdsourcing Websites are Not a Replacement for Life Insurance

They Are Unreliable and Risky. You’ve probably seen online requests to donate to a crowdfunding page to cover funeral costs for someone who died unexpectedly. Perhaps you’ve thought, “Is this the right way for me to plan for my...Read More

1May
Mortgage Protection Life Insurance is Not Just for the Suburbs

Mortgage Protection Life Insurance is Not Just for the Suburbs

The Single-Family Home Misconception:  Other Types of Homes Need to be Protected Too. Did you know that you can have mortgage protection life insurance (mortgage protection insurance) on more than just a house in the suburbs? If you own your...Read More

28Apr
Accidental Death and Disability Insurance Alone is Not Enough

Accidental Death and Disability Insurance Alone is Not Enough

AD&D Insurance provides some insurance coverage.... but it's not a replacement for a full life insurance policy.   This kind of insurance will only pay out money to you or a loved one in the event of death or disability that is directly...Read More

5Apr
Critical Illness Insurance vs Long-term Care Insurance

Critical Illness Insurance vs Long-term Care Insurance

Critical illness insurance and long-term care insurance are not the same. Assuming these insurance policies are the same will leave you vulnerable when you need coverage the most. It's important that you understand the difference so you can decide...Read More

30Mar
How Much Life Insurance Do You Need?

How Much Life Insurance Do You Need?

No one-size-fits-all. Does someone depend on you for financial support? Do you want to leave a legacy to those you love?  Do you want a secure financial future for your family in a world full of uncertainty? Then you might consider life...Read More

15Mar
If You Have a Cosigner on a Loan, Get Life Insurance

If You Have a Cosigner on a Loan, Get Life Insurance

Protect your loved ones' financial future. Did you have someone cosign on a loan for you? Then you should consider life insurance. Having someone cosign on a loan for you can enable you to obtain financing that you might not have been able to...Read More

6Mar
Mortgage Protection Life Insurance Is Not Homeowners Insurance

Mortgage Protection Life Insurance Is Not Homeowners Insurance

Mortgage Protection Life Insurance and Homeowners Insurance. They sound the same, right? They're not. Even though they are both related to your home, they are very different. When you buy a new home, you may notice that you receive many pieces of...Read More

23Feb
Make Sure Your Life Insurance Claim is Not Denied

Make Sure Your Life Insurance Claim is Not Denied

Falsified Medical Exam, Omission of Information, Dangerous Travel: These are just some reasons why your life insurance claim may be denied, but all are preventable! It’s frustrating to apply for life insurance and have your application come...Read More

15Feb
Life Insurance Agents: Captive vs. Independent

Life Insurance Agents: Captive vs. Independent

How independent is your insurance agent? When you are shopping for life insurance or mortgage protection life insurance, your goal should be to find the policy that suits your needs the best. Your new policy should fit your budget while offering you...Read More

7Feb
Life Insurance as Retirement Income for Your Loved One

Life Insurance as Retirement Income for Your Loved One

Social Security, Pensions, Retirement Savings: Can you rely on these? If you’re in your senior years, you might think that the time to benefit from life insurance has passed. After all, many people assume life insurance is for young...Read More

23Jan
Understanding the Difference Between Disability Insurance and Long-Term Care Insurance

Understanding the Difference Between Disability Insurance and Long-Term Care Insurance

Did you know that disability insurance and long-term care insurance are not the same thing? While similar, because each help with expenses in different circumstances, many people assume they are the same. This is because they are both used to...Read More

9Jan
Lock in Your Insurability with Permanent Life Insurance

Lock in Your Insurability with Permanent Life Insurance

Questions You May Be Asking Am I too old to buy life insurance? Is my health good enough to qualify for life insurance? Will my premiums (monthly payments) be too high under my circumstances? These are the questions many people ask...Read More

1Jan
Top 5 Life Insurance Misconceptions

Top 5 Life Insurance Misconceptions

Do these life insurance misconceptions sound familiar? "I have enough life insurance coverage through work." "I’m young and single and don't need life insurance." "Life insurance is just too expensive." "I'm not healthy enough to get life...Read More

27Dec
Your Driving Record Will Affect the Cost of Your Life Insurance

Your Driving Record Will Affect the Cost of Your Life Insurance

We all know that driving violations affect the cost of our car insurance policies. But did you know that they can affect the cost of your life insurance, too? Here we take a look at why your driving record matters and what you can do to help...Read More

22Dec
Don’t Stop Making Your Life Insurance Payments!

Don’t Stop Making Your Life Insurance Payments!

Thinking about cancelling your life insurance policy? Do you plan on just skipping the next payment to cancel it? Don't do it! There may be serious consequences, and you might have much better options available to you. It is perfectly understandable...Read More